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13 ·Wise people speak with understanding [L Wisdom is found on understanding lips],
but ·people without wisdom should be punished [L a rod is for the backs of those who lack sense/heart].

14 The wise ·don’t tell [store up; treasure] everything they know,
but the ·foolish talk too much and are ruined [L mouth of a fool means imminent ruin].

15 ·Having lots of money protects the rich [L The wealth of the rich is their strong city],
but having no money ·destroys [is the ruin of] the poor.

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